Budget Mastery for Real Life
Master the art of categorizing your spending and take control of your financial future through practical, hands-on learning.
Start Your Journey
Real Results from Real People
Our budget categorization program has helped hundreds of Australians gain clarity over their finances since launching in early 2024. Here's what participants have achieved:
Improved spending awareness
Program completions
Average satisfaction rating
Comprehensive curriculum
- Accredited by Financial Planning Association of Australia
- Developed with input from behavioural economists
- Aligned with ASIC's MoneySmart framework
- Continuously updated based on participant feedback
What You'll Actually Learn
A structured 12-week journey designed to transform how you understand and manage your money. Next cohort begins September 2025.
Financial Psychology & Spending Patterns
We start by examining why you spend the way you do. Most people don't have a budget problem—they have a clarity problem. This module helps you identify your spending triggers and patterns without judgment.
The Categorization Framework
Learn the system we've refined over five years of working with Australian households. You'll discover how to create categories that actually reflect your life—not some generic template that doesn't fit your situation.
Tools & Technology Integration
Whether you prefer spreadsheets or apps, we'll show you how to automate tracking without losing the human insight. You'll leave with a system that takes minutes per week to maintain.
Adapting Your System Over Time
Life changes. Your budget should too. The final weeks focus on building flexibility into your categorization approach so it grows with you through career changes, family additions, and unexpected situations.
Learn from People Who've Been There
Our instructors aren't just financial experts—they're people who've struggled with budgeting themselves and found approaches that actually work in messy, complicated real life.
- Small group sessions capped at 15 participants for genuine interaction
- Monthly check-ins continue for six months after program completion
- Access to private community forum for ongoing support
- Real-time troubleshooting when your system isn't working

Torsten Eikeland
Lead Instructor
Former engineer who rebuilt his finances from scratch after a business failure in 2019. Now teaches practical systems that work.

Vesna Dimitrov
Behavioural Specialist
Psychology background with focus on habit formation. Helps participants understand the "why" behind their money decisions.